TruckSafe
We've returned millions to families of 4,897+ truckers

Every year you gift $3,600 to the insurance company. Your family could've had it.

That's a family trip to Cancun, a laptop for your son, dinner with your wife at a real restaurant — instead of dread before every renewal. We compare 15+ insurance companies by your USDOT — find out what your insurance actually should cost.

30 seconds — and you know the truth

Free. No obligation. No upsell.

Trucker with family at sunset

Sergey, Edison NJ

“Saved $4,900/year. First time in 6 years I took my family to Cancun.”

Free comparison. Decision is yours.

Every year $3,600 leaves your account into someone else's pocket

That's a European vacation. A new car for your wife. College for your daughter. Instead, it goes to the insurance company — simply because your agent didn't compare 15+ carriers. The average owner-operator gets back $2,000–5,000 per year after our comparison. Some get $7,700.

What you pay now

$14,800

What you could pay

$11,200
– $3,600
= 7 days All Inclusive in Cancun for the whole family
It's not about insurance. It's about life.

How life changes when insurance works for YOU, not your agent

It's not just savings. It's a different feeling about every day.

🏖️

Family flies on vacation instead of scrolling TikTok in New Jersey

When insurance doesn't eat $1,500/month, real vacations happen. Kids dive in the Caribbean instead of watching strangers' trips online.

👨‍👧‍👦

Your kids remember how dad laughs

Less overpayment → less stress → less need to chase every extra load. You're simply HOME on Saturday. Playing soccer. Helping with homework. They remember this for life.

💍

Your wife sees her husband, not an exhausted trucker

When finances are in order, the home is different. No tension before renewal. No 'we paid $14,000 again'. Peace at home = everything.

📱

Instagram shows Turkey, not another cabin selfie

Friends comment on your Istanbul stories, Dubai, Miami. 'How do you do it?' — because you're not burning money on inflated insurance every month.

🚛

Business grows, doesn't drown in expenses

Every $5,000 saved/year = half a new truck lease. = second driver. = scale. Not just fighting your own insurance bill.

😴

Sleep without the 'what if' thoughts

Coverage isn't cut for savings. Cargo and liability — fully protected. If claim happens, insurance pays — they don't fight you. Sleep peacefully.

Instagram vacation photos

📸 Instagram → @sergey_trucker_us

“Friends ask — ‘how do you work AND travel so much?’”

Just stopped overpaying $5K/year to insurance.

Recognize yourself?

Right now you're probably one of these:

Owner-operator with 1 truck — tired of handing $1,500/mo to insurance and watching premium grow
Small fleet 2–8 trucks — every new truck eats cash flow, you need optimization
Just starting MC/DOT — afraid to mess up and overpay $5,000 on day one
Car Hauler / Reefer / Flatbed / Dry Van — you know your cargo type = special rate
Renewal in 30-60 days — premium will go up again, again without explanation
Lost a load due to delayed COI — need a partner who issues COI right after policy is bound
Driving 5+ years and still wondering 'maybe I'm overpaying?' — yes, most likely yes

Commercial Truck Insurance

What's included in coverage

Full coverage for your trucking business — quote by USDOT, 15+ carriers comparison, COI after policy is bound.

Truck Liability
Cargo Insurance
Physical Damage
Trailer Interchange
General Liability
COI same day
Quote by USDOT
15+ carriers comparison

We also help with

Personal Auto Insurance

Affordable personal vehicle insurance with multi-policy discounts for truckers

Business Insurance

General liability, workers comp, and other business coverage for trucking companies

Already have USDOT?

We'll compare 15+ insurance companies and show you where you can save.

Just starting MC/DOT?

Visit TruckerNavi — we'll help you launch your trucking business end-to-end.

How we work

A transparent process with no hidden fees

1

Leave your USDOT or contact info

Takes less than a minute.

2

We compare options from 15+ insurance companies

We look at price AND coverage.

3

You get a quote and choose the best option

Free, no-obligation quote.

4

Get your COI after policy approval

Usually same day after policy approval.

Stories that actually happened

They already live differently

Real people. Real numbers. Real outcomes in the family.

Sergey M., 38, Edison NJ

Saved: $4,900/year

Took wife and kids to Cancun for the first time in 6 years

I was paying $17,800. Now $12,900 for the same coverage. The difference paid for All Inclusive Cancun for 7 days. My wife cried when she saw the buffet restaurant. Kids couldn't believe such hotels exist. All from a simple carrier comparison.

Alexey K., 45, Chicago IL (5 trucks)

Saved: $7,500/year

Leased a 6th truck without financial strain

$7,500 saved = down payment on a new truck. It paid for itself in 8 months. This isn't insurance anymore — it's investment in growth. Thanks for actually finding the best option.

Oleg R., 41, Tampa FL (Reefer)

Saved: $6,600/year

Bought wife a Range Rover for her 40th birthday

Once I realized I had +$550/month, I started saving. By her birthday I had enough for her dream car. She cried for 3 days. Daughter filmed it. Memory for life — all from one phone call.

Ivan P., 36, Sacramento CA (Car Hauler)

Saved: $7,700/year

Renovated the home they'd dreamed of for 4 years

New kitchen, new floors, painted the house. Wife is happy — a normal kitchen for the first time. Friends come for BBQ and ask how we did it without a loan. It's just smart insurance.
Dad playing with kids

Oleg, Tampa FL

“My daughter now remembers dad playing soccer, not just leaving for work.”

No need to chase every extra load — insurance stopped eating everything.

What they bought with the money they saved

Real stories. Names changed, numbers didn't.

Owner-operator, NJ
Was paying:$17,800/yr
Now paying:$12,900/yr
Freed up:$4,900/yr

→ 7 days All Inclusive in Cancun

Small fleet (5 trucks), IL
Was paying:$42,000/yr
Now paying:$34,500/yr
Freed up:$7,500/yr

→ Down payment for 6th truck

Owner-operator, FL (Reefer)
Was paying:$22,400/yr
Now paying:$15,800/yr
Freed up:$6,600/yr

→ Range Rover for wife's 40th

Owner-operator, CA (Car Hauler)
Was paying:$28,900/yr
Now paying:$21,200/yr
Freed up:$7,700/yr

→ Home renovation without a loan

What drivers say

30+ reviews from Russian-speaking truckers across America

← swipe to browse →

Messaged them on Telegram on a Sunday evening. Thought they'd reply Monday. They answered in 20 minutes. On a Sunday. Now that's service.
КЗ

Kirill Z.

Owner-operator, Austin

Switched trucks — needed to redo insurance. Old agent said wait 2 weeks. TruckSafe re-did it in 3 hours. I didn't lose a single working day.
ЮП

Yuri P.

Owner-operator, Seattle

The coolest thing — they sent me a comparison of 5 different companies in a table. I chose myself. Nobody ever did that before. Usually the agent just names a price and that's it.
ВБ

Vladislav B.

Owner-operator, Salt Lake City

They found me workers comp for $3,400. Was paying $5,100 before. Same company — Sentry. My old broker just had too high a commission. TruckSafe plays it straight.
ЭЯ

Eduard Ya.

Company owner, San Antonio

Was driving a truck from California, needed insurance ASAP. They set it up in 2 hours, all by phone. Didn't have to go anywhere. That's how service should work.
АП

Andrey P.

Owner-operator, Los Angeles

Needed bobtail insurance — my agent didn't even know what that was. TruckSafe set it up in a day. Professionals who understand trucking from the inside.
ПР

Pavel R.

Owner-operator, Minneapolis

My policy was expiring in 3 days, my old agent wasn't answering. Messaged TruckSafe on Telegram — they replied in 10 minutes. Next day I had a new policy. $2,800 cheaper.
СЛ

Sergey L.

Owner-operator, New Jersey

I work local, under 100 miles. My agent was rating me as OTR — that's why it was $15,000. TruckSafe classified it correctly — came to $9,800. Huge difference.
ГХ

Gennady Kh.

Owner-operator, Baltimore

Been with TruckSafe for 2 years now. First year saved $3,600. Second year — another $800 after renewal shopping. They called me themselves and offered to find something cheaper. Who does that?
ИМ

Ilyas M.

Owner-operator, Chicago

I'm 23, 1 year CDL experience. Everyone said 'too young, expensive'. TruckSafe found an option at $12,500. Not cheap, but others wanted $19,000. We'll re-quote next year.
НВ

Nikita V.

Owner-operator, Raleigh

When I call my old agent — no answer. When I call TruckSafe — they pick up right away. For me that matters more than price. Although the price is lower too.
МШ

Maxim Sh.

Owner-operator, Phoenix

I had 2 claims last year, nobody wanted to insure me. TruckSafe found a company that took me at a reasonable price. Without them I'd be parked.
РТ

Ruslan T.

Owner-operator, Houston

Flatbed — insurance is always more expensive. Everyone quoted me $18,000+. TruckSafe found $14,200 through Great West. Same 1M/1M liability, $100k cargo.
ВИ

Valery I.

Owner-operator, Oklahoma City

I haul hazmat — insurance is a whole different headache. TruckSafe found a specialized carrier. $16,800 instead of $22,000 I was paying. And the agent actually understands hazmat.
ГС

Grigory S.

Owner-operator, Houston

I have 3 trucks. Used to pay almost $48,000 a year. TruckSafe bundled everything — came out to $38,500. Almost $10,000 in savings. That's serious money.
ИВ

Igor V.

Fleet owner, Nashville

For three years my agent kept raising the price saying 'that's the market'. Through TruckSafe one phone call saved me $4,200. Wish I'd reached out sooner.
ВМ

Viktor M.

Owner-operator, Dallas

They found me cargo insurance for $1,800 instead of the $3,200 I was paying. Same limit, same company. My agent was just overcharging me. Thanks TruckSafe for opening my eyes.
АН

Artem N.

Owner-operator, Denver

I was paying $16,000 a year for insurance. The guys at TruckSafe found me the same coverage for $11,800. Everything was done in 2 days, COI came same day. Highly recommend.
АК

Alexey K.

Owner-operator, Chicago

Moved from Ukraine, my English is weak. Couldn't get insurance anywhere — too confusing. TruckSafe explained everything in Russian, helped with every step. Price — $9,400.
БГ

Bogdan G.

Owner-operator, Portland

My wife has her own truck, I have mine. TruckSafe insured us both — together we saved $5,500 a year. Multi-truck discount really works if you know who to go to.
ВЕ

Vadim & Elena S.

Owner-operators, Indianapolis

Physical damage coverage — that's where the money is. My old agent had an inflated truck value. TruckSafe recalculated at actual value — minus $1,900 off the policy.
РЕ

Roman E.

Owner-operator, Kansas City

Honestly? I thought all this 'we'll save you money' stuff was a scam. But for real — was paying $14,600, now paying $11,100. Same Progressive, same coverage. Just a different agent.
КА

Konstantin A.

Owner-operator, Cleveland

A friend recommended TruckSafe. I called, gave my DOT number, they called back in an hour with a price — $10,200. I was paying $13,800 before. Got it done same day.
ЕЦ

Evgeny Ts.

Owner-operator, Charlotte

Just bought my truck, didn't understand insurance at all. Called TruckSafe — they explained every item in Russian. 4 hours later I was driving with my COI. Huge thanks.
ДБ

Dmitry B.

Owner-operator, Atlanta

My wife found TruckSafe online, I was skeptical at first. Called them — real Russian-speaking guys, explained everything. Saved $3,100 on the same coverage. Now I recommend them to everyone.
ОД

Oleg D.

Owner-operator, Sacramento

Hauled reefer for 5 years, always paid $17,000+. TruckSafe found $12,800 with same coverage. The difference — that's two months of truck payments.
НФ

Nikolay F.

Owner-operator, Memphis

4 companies rejected me because of my new CDL. TruckSafe didn't give up — found a fifth one that agreed. Price is above average, but they'll re-quote in 6 months. Main thing — I'm working.
АО

Alexander O.

Owner-operator, Detroit

I compared myself — called 6 companies. Spent a week. Then called TruckSafe — in 1 day they gave me 4 quotes, and the cheapest was lower than anything I found.
СГ

Stanislav G.

Owner-operator, Jacksonville

When I had an accident, my TruckSafe agent called me himself and explained what to do. In Russian. In a stressful situation that's priceless. They didn't just sell me a policy and forget.
ДЛ

Denis L.

Owner-operator, Tampa

Just got my MC authority, didn't know where to start. TruckSafe walked me through the whole process — filing, insurance, COI for brokers. All in one week. No stress.
ТК

Timur K.

New owner-operator, Columbus

We work with leading insurance carriers

Progressive logo
Canal logo
Great West logo
Sentry logo
National General logo
Cover Whale logo
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A team that speaks your language

Real specialists. Russian-speaking. They understand trucking from the inside.

7 specialists · NY · NJ · FL

Natalia Gorbacheva

Natalia Gorbacheva

47 y.o.

Senior Insurance Consultant

Dmitry Bubenchikov

Dmitry Bubenchikov

40 y.o.

Head of Sales

Sukhrab Nagaev

Sukhrab Nagaev

39 y.o.

Fleet Insurance Specialist

Ruslan Potovskiy

Ruslan Potovskiy

32 y.o.

Account Manager

Renata Nagaeva

Renata Nagaeva

29 y.o.

Claims & Support Specialist

Alina Valeeva

Alina Valeeva

27 y.o.

Quote Specialist

Ksenia Ponomareva

Ksenia Ponomareva

23 y.o.

Customer Success

Frequently Asked Questions

How much does truck insurance cost?
The cost depends on cargo type, operating radius, driving experience, and claims history. On average, an owner-operator pays $8,000 to $18,000 per year. We compare offers from 15+ companies to help you pick one of the best options by price and coverage.
How fast will I get my COI?
In most cases, a Certificate of Insurance (COI) is issued the same day after policy approval. Typically the entire process — from application to COI — takes 1–3 business days.
Do I need an SSN to apply?
Not necessarily. For commercial insurance, your USDOT number, MC number, and company information are sufficient. An SSN may only be required for certain types of personal insurance.
What documents do I need for a quote?
For a quick quote, you only need your USDOT number — we automatically pull your company data. For final processing you'll need: CDL, current policy (if any), and truck information.
Is this free?
Yes, the quote is free with no obligations. You only decide after seeing options.
What if I already have an agent?
You can simply compare your current price. We'll check if there are better options and you decide whether to switch.
Does cheaper mean worse coverage?
No. We compare price AND coverage so you understand exactly what's included in your policy.
Can I get insurance for a New MC?
Yes, we work with new authority and help find options for new trucking companies.
What if my renewal is coming up?
Best to compare options 30–60 days before renewal so you don't renew blindly.
Do you help with MC/DOT?
Yes, through TruckerNavi you can register MC/DOT, compliance, and insurance in one place.
4,897+
Families saving
15+
Carriers compared
$17.6M
Saved for clients
15 min
Avg reply time

In 5 years you'll remember this moment

Either as the day you paid an extra $18,000 to insurance over 5 years — and changed nothing. Or as the day you took 30 seconds, left your USDOT, and a year later took your family to Turkey. Your call.